Saturday, August 15, 2009

Life never goes as planned


My heart is crushed because I just found out that my dream of buying my very own house has died. Long story short I helped my sister with some loans for college by co-signing and now due to those loans I can't be approved for a house loan. I thought it was going to be a simple process of her consolidating her loans and taking me out of the picture. However with the economy the way it is, this isn't an option. I have great credit and without her debt I would be approved for a respectable amount that right now could buy an awesome house. I had been looking at all these houses online and mentally decorating my new place. I was getting so excited about the possibility of having my OWN place and affording it ALL ON MY OWN! Being a single woman, making little money, I never thought this would have been an option by myself. Sure I thought that some day when Mr Right and I got married, we would eventually buy a house together. As a single woman, I was ecstatic to have the ability to achieve this statue by myself. Now I am so upset because I was going to be a self sufficient woman and achieve home ownership all on my own. I feel like not only am I missing a great opportunity for an investment in my future, but also I'm stuck in limbo. If I look at the other spectrum maybe all of these obstacles are being placed there for a reason, maybe I would be making a huge mistake purchasing a home. What if I loose my job? What if I want to be carefree and take off, this would trap me here. Sometimes I wish I could just get a glance at that crystal ball or the key to the choose your own adventure books so I could have an idea as to where each decision is going to take me. Well I have no idea as to what I am supposed to do, but I welcome the adventure and hope for the best.